650-266-9700
Employers who are designing a health and welfare benefit plan for their employees often wonder about the rules relating to setting premiums for employees. Employers generally have significant flexibility in this part of their plan’s design. Common structures contemplated by employers include, but are not limited to: Charging all employees a flat amount for their […]
Posts Tagged ‘health insurance premiums’
The COBRA Payment Process | California Benefit Advisors
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) allows qualified beneficiaries who lose health benefits due to a qualifying event to continue group health benefits. The COBRA payment process is subject to various rules in terms of grace periods, notification, premium payment methods, and treatment of insignificant shortfalls. Grace Periods The initial premium payment […]
How to Benchmark Your Health Plan | California Employee Benefits Specialist
By Bill Olson Chief Marketing Officer at United Benefit Advisors Are you benchmarking your health plan correctly? If you are using data from your carrier or a small study of only large employers, chances are you are not effectively analyzing your rates. To truly benchmark your plan, you need to compare your plan to others […]
2015 UBA Health Plan Survey: Preliminary Findings Are Out! | California Benefits Broker
By Bill Olson Chief Marketing Officer at United Benefit Advisors UBA’s annual Health Plan Survey, the largest of its kind, provides data on 10,804 employers sponsoring 18,186 health plans. While the full findings will be released soon, preliminary data on average health plan costs, premiums, and contributions is now available. The average annual health plan […]
