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Employer-sponsored health insurance is greatly affected by geographic region, industry, and employer size. While some cost trends have been fairly consistent since the Patient Protection and Affordable Care Act (ACA) was put in place, UBA finds several surprises in its latest Health Plan Survey. Based on responses from more than 11,000 employers, UBA recently announced […]
Posts Tagged ‘health insurance exchanges’
Industry Partners | Johnson & Dugan Insurance Services
A key component of J&D’s service model is the strategic partnerships we have developed with other leading HR and benefits service providers nationwide. Our constantly expanding roster of preferred Industry Service Partners complements the services J&D delivers through our Account Management Team and Internal Service Teams. As a result, we are able to assist you […]
Temporary Safe Harbor for Online Posting of SBCs | California Employee Benefits
By Danielle Capilla, Chief Compliance Officer at United Benefit Advisors A Summary of Benefits and Coverage (SBC) is a four-page (double-sided) communication required by the federal government under the Patient Protection and Affordable Care Act (ACA). It must contain specific information, in a specific order and with a minimum size type, about a group health […]
U.S. Supreme Court Upholds ACA Subsidy Eligibility on Federal Exchanges | California Employee Benefits
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Supreme Court issued its opinion in King v. Burwell, holding that the Internal Revenue Service (IRS) may issue regulations to extend tax-credit subsidies to coverage purchased through Exchanges established by the federal government under the Patient Protection and Affordable Care Act (ACA). The six-to-three […]
The Story Behind Minimal Changes in Plan Designs and Premium Rates | CA Benefits Broker
By Carol Taylor, Employee Benefit Advisor D&S Agency, a UBA Partner Firm The United Benefit Advisors (UBA) annual Health Plan Survey for 2014, which contains validated data on 16,467 plans for 9,950 employers, shows minor average change for plans in the last year. The survey contains information on plans that renewed predominantly between June 2013 […]
Determining If Dental and Vision Plans Are “Excepted Benefits” | California Employee Benefits
By Linda Rowings Chief Compliance Officer, UBA The U.S. Department of Health and Human Services (HHS), the Internal Revenue Service (IRS), and the Department of Labor (DOL) released final regulations that explain when dental and vision plans and employee assistance plans (EAPs) will be considered “excepted benefits.” Excepted benefits are health benefits that are limited […]
Navigating Narrow or Focused Provider Networks (Part 2) | California Benefits Broker
By Elizabeth Kay Compliance and Retention Analyst AEIS, a UBA Partner Firm Health care reform has brought about many changes and growing pains. One of the changes we have seen recently in 2014 is the increased use of focused or ”narrow” provider networks. While these were implemented by the insurance carriers in the individual Marketplace […]
