Be Alert: Employers Are Seeing a Spike in Phishing Scams | CA Benefits Consultants

Be Alert: Employers Are Seeing a Spike in Phishing Scams | CA Benefits Consultants

Phishing emails are a type of scam designed to obtain information or prompt certain behavior from their targets. To that end, they typically appear to come from a person or entity we trust.

In most cases, careful inspection will reveal cracks in the façade, little signs that the message is not what it purports to be. But, of course, most of us don’t thoroughly analyze every email we receive from a colleague or supervisor. When we get an email from our CEO, Lizzy Beth, we don’t hover the mouse over her contact card to verify that the message came from her actual company email and not brice@sneaky.scam. We see the email, assume Lizzy Beth wants us to send her the requested information, and send it.

A successful scam can be a costly data breach with legal consequences. Businesses are generally required to take reasonable precautions to protect personal information in their possession. In the event of a breach, many states require that notice be given to those whose information was compromised. This notice might need to include the cause and nature of the data breach as well as what protections are afforded to those affected.

One of the best ways to protect your company from these sorts of scams is to have a policy and practice of never emailing sensitive employee information. The language below may serve as an effective reminder:

“Employees should not under any circumstance email sensitive employee information such as W-2s, benefit enrollment forms, completed census forms, or anything with social security or credit card numbers. Email is inherently insecure, and scammers may pose as company executives or employees to steal information. If you receive a request to email any such sensitive information, do not respond to it. Instead, inform your manager immediately.”

You can help protect your organization by giving employees examples of the kinds of emails and other communications (texts, calls, etc.) that are likely suspicious. Here are a few:

  • A notice from your email provider suggesting you change your password.
  • A message from the IRS asking you to click a link, open an attachment, or provide information.
  • A message asking you to click a link to pay fines or penalties.
  • A request for W-2s or payroll records.
  • A request for names, birth dates, home addresses, salaries, and social security numbers.
  • A request for contact information.
  • A request to purchase gift cards and email the sender the card numbers.
  • A request for login information.
  • A communication with glaring typos.
  • A communication that says “EMERGENCY” in the subject.
  • A LinkedIn connection from someone you don’t recognize even though they purport to work at your company and have connected with some of your colleagues.

By Kyle Cupp

Originally posted on thinkhr.com.

3 Tips for Effective Goal Setting

3 Tips for Effective Goal Setting

There is never a better time to look towards the future than right now. Goal setting does not need to be constrained to the start of a new year. So, let’s look at three helpful tips for effective goal setting.

First, what is a goal? A goal is defined as “the object of a person’s ambition or effort; an aim or desired result.” Goals can be for the short-term or long-term. And, many times, short-term goals can be used to achieve your long-term ones. Goals are not a one-and-done activity, too. They are an active undertaking that require dedication and work.

TIPS FOR GOALS

1. Set goals with high value.

We all dream big dreams for our life. In order to make those dreams a reality, you have to put in some work. This is where goals come in. Make a list of the dreams you have and rank them by priority and feasibility. When you have made your ranked dream list, you can now set goals that relate to the things that have the highest priority in your life. When you do so, you give the goals high value. High-value goals motivate you to put in the hard work to achieve them.

2. Follow the SMART method of goal setting.

When you work on your goal setting, make sure you follow the SMART method. By doing so, you ensure that your goals are ones that are clear and well thought out. Here’s the breakdown of the SMART method:

  • Specific—Make sure your goals are clear and well-defined. Don’t be vague and say “I’d like to learn how to play the guitar.” Instead, say “I will take a weekly guitar lesson.”
  • Measurable—Use specific amounts, dates, etc. As you craft your goals, assign specifics to them that can be measured like “I will take weekly guitar lessons for three months.”
  • Attainable—Create goals that are possible to achieve. Don’t set goals for yourself that you have no way to accomplish or you will feel defeated and reluctant to set goals in the future.
  • Relevant—Set goals that line up with your life and career. In other words, set goals that align with the things that matter in your life.
  • Time-bound—Your goals must have a deadline. Open-ended goals lead to unachieved goals because there is no urgency to them. Give your goals an end date so you have something to work towards.

3. Be accountable.

Find an accountability partner to keep you on track. When you have someone that is regularly checking in on you to see how you are doing with accomplishing your goals, you will work harder to stay on pace to achieve them!

BONUS TIP!

You can track your progress on accomplishing your goals through goal tracker apps. Check out these three: Strides, Repeat Habit Tracker, and Way of Life.

Setting goals not only gives you focus for the future, but it also allows you to see just how much you are capable of.  When you look at where you are now compared to where you were at the initial time of your goal setting, you’ll be amazed at what you have achieved. Take the time to set SMART goals and, as Success.com says, “Make sure that the greatest pull in your life is the pull of the future.”

Virtual Holiday Parties

Virtual Holiday Parties

Building camaraderie between your employees is essential for employee engagement and retention. In fact, employees with close work friendships report 50% higher satisfaction with their work, according to Gallup. Hosting parties for your office this season may not be possible, yet they are still important. We’ve gathered some fun alternative ways to celebrate together while apart this holiday season.

IT’S PARTY TIME!

Gingerbread House Building Contest

  • Mail a box of the components to your team ahead of the party date.
  • Host a video call with background music while everyone constructs their house so they can see the progress of their co-workers’ build.
  • Post pictures of the finished houses on your company Facebook page and take votes for different categories. Your team can share the page with friends and family to try to drum up votes and, in turn, your page will get some new visits! Win-Win!
  • Send gift cards to winners to online merchants.

Virtual Holiday Bingo

  • Mail bingo cards and dobbers or stickers ahead of the party date.
  • Host a video call and ask your most outgoing and beloved team member to be the bingo caller.
  • Email e-card prizes to winners.

Winter Cocktail Party

  • Mail a “mix-kit” of cocktail components to your team ahead of the party date.
  • Hire a mixologist to teach via video call how to make a couple of cocktails with the ingredients you have sent out ahead of time.
  • *Optional: take votes on a short menu of cocktails to see which ones the team is most interested in learning how to make.

Virtual White Elephant Party

  • Some people consider a “white elephant” gift to be something chosen from their home that is still in good/new condition, a cheap purchased gift, or a joke gift. Make sure you determine what type you want people to give so that everyone prepares the same.
  • Have your team prepare their gift at their home ahead of time and take a picture of their item. Each person should email the pre-designated “Santa” the picture so he/she can prepare the game.
  • Prepare a PowerPoint presentation with images of gifts and follow the instructions on this site to host the party.

General Tips

  • Mail “party supplies” two weeks early.
  • Make a party playlist and share it before the party to get people in the holiday party mood.
  • Consider mailing party food such as flavored popcorn, chips, candy, and even a meal-delivery gift card for eating during the virtual event.

Even though we are apart this holiday season, there is no need for us to be disconnected. You can still be the “host/ess with the most/est” by preparing the best party for your team. Show them you care by spending the extra time and care to keep your team engaged during the holidays.

 

Three Surprising Benefits to a Virtual Open Enrollment

Three Surprising Benefits to a Virtual Open Enrollment


With many enrollments being forced to go virtual this year, you may feel at a disadvantage. But, there are actually plenty of reasons to believe a virtual open enrollment could be even more effective for you and your clients.
IMPROVED EDUCATION
People only tend to remember 10% of what they hear and only 20% of what they read. However, people actually recall 80% of what they see. As you prepare your virtual enrollment presentations, make sure you work on integrating images to communicate your message. An image has a higher chance of evoking an emotional response in a person than a set of words, written or spoken and with that emotion comes retention. Leverage every opportunity to use graphs, charts, and images to relay your message.
GREATER REACH
As you communicate with your employees regarding education on benefits offerings or deadlines for enrollment, use a form of communication that is natural for most people—text messaging. Texting for employee communication results in a 98% open/read rate and a 45% reply rate. Compare these percentages to basic email open rates of 20% and a reply rate for email of only 6% and you’ll plainly see that texting has a far greater reach. So, if it worries you that virtual enrollments will result in less communication, don’t let it!
Another great way to leverage this time of virtual open enrollments for the good is to get online with your enrollment paperwork by posting it all via an online portal or company intranet.  Employees can read through the information at their leisure from anywhere—phone, tablet, or laptop. They can also easily share it with family members who can read it at their convenience. More people will be able to digest the information than if it had only been available at a physical enrollment meeting.
OPEN LINES OF COMMUNICATION
Work on creating a solid foundation of communication for the entire year by introducing it during Q4’s virtual enrollment meetings. Use your company’s social media to stay in contact by posting educational infographics, animated videos on health and wellness topics, and invitations to webinars. Then, by the time 2021’s enrollment period approaches, your employees will be conditioned to look at your social media for company announcements and you will be set up for success as you post info on your different channels.
Even though open enrollment looks starkly different than in years’ past, it does have its benefits. Improved communication, a greater reach, and new, open lines of communication are all byproducts of this innovative, virtual environment. What a great surprise!

What You Need to Know Before Disciplining or Terminating an Employee | California Benefits Group

What You Need to Know Before Disciplining or Terminating an Employee | California Benefits Group


The prospect of corrective action or termination makes a lot of managers nervous. That’s understandable. For employees, being disciplined or losing their job can be anything from moderately embarrassing to financially devastating, but it’s rarely a happy occasion. For the employers, these actions always come with some risk, and there are plenty of legal danger zones an employer can end up in if corrective action isn’t done properly.
Here are some tips from our HR Advisors to help you avoid these pitfalls and make corrective action productive for everyone:
Everyone in the organization, but especially those responsible for disciplining or terminating employees, should understand exactly what the organization’s policies are. When policies aren’t clear or people don’t understand them, their enforcement can become inconsistent and subject to bias. In these circumstances, discipline and termination will appear unfair. Worse, they may open the organization up to costly discrimination claims.
Managers should follow consistent disciplinary practices. Management meetings are a good time for the leadership team to make sure they’re using the same practices for discipline and termination. Inconsistencies in the organization, as noted above, can lead to allegations of discrimination.
Investigate allegations before you act on them. Sometimes, in a rush to correct wrongdoing or poor performance, a manager will discipline an employee after hearing only one side of the story. For example, a restaurant customer complains about rude service, and the server is immediately terminated and given no chance to explain what happened from their point of view. Such adverse actions tell employees they can be penalized even if they do nothing wrong, causing them to feel resentment, fear, and distrust. And the manager can find themselves in an awkward termination meeting if the terminated employee can prove then and there that they didn’t do what they were accused of doing.
Written warnings are best drafted by the manager and reviewed by HR. An employee’s manager often has firsthand knowledge of an infraction or unacceptable performance, so they’re in the best position to draft the written warning. HR can collaborate with the manager by reviewing the warning, ensuring that it is factual, unemotional, thorough, clear, tied to a company policy, and consistent with how others have been given written warnings previously.
Corrective action is best done by the employee’s direct manager. When corrective action is delivered by the manager, it tells the employee that the manager is invested in the employee’s success and is willing to help the employee improve. Leaving corrective action to HR tells employees that they’re “someone else’s problem” and that their manager may not be fully vested in the company’s policies and practices. It also creates an unnecessarily adversarial relationship between employees and HR, which can undermine HR’s ability to make positive, company-wide changes.
During a disciplinary meeting, a witness can help document what was said and done as well as provide logistical details. Not every disciplinary meeting needs a witness, though, especially if the issue is a minor one, or it’s a first conversation about performance issues. In these cases, whether to have a witness present can be left to each manager’s discretion. A witness is more useful for a meeting that is likely to escalate, either due to the nature of the issue or discipline, or the temper of the employee.

Fairness and courtesy can go a long way, even when termination is necessary. No termination meeting will be pleasant, but they’re often more unpleasant than they need to be. Good practices here include being honest and clear about the reason for termination, not relying on being an “at will” employer to avoid telling the employee why they’re being let go (they’ll generally assume the worst), and holding the meeting privately and at the end of the day so that the employee can clean out their desk and exit the workplace without an audience. Whatever a manager can do to help the employee leave with their dignity intact will be helpful in preventing future issues with the now-former employee.

Discipline and termination can be in the employee’s best interest—allowing bad behavior and poor performance to go on unaddressed does them no favors. If an employee isn’t doing a good job and is unable or unwilling to improve, they’re not helping the employer, their teammates, or themselves by staying in the organization. Chances are good that they’d be more successful and happier doing something else for someone else. And that’s okay!

Originally posted on thinkhr.com

Key Tips for Conducting Virtual Interviews

Key Tips for Conducting Virtual Interviews


When quarantine officially came into effect, thousands of businesses with no remote work policy in place scrambled to piece together teleworking procedures robust enough to handle the complications of COVID-19. For many it was a learning process, a time of continual adjustment to find the right solutions for their organizations. Quarantine has now been in effect for several months now, and many departments have gone from growing pains to smoothly operating remotely.This means the re-emergence of non-crisis operations, like assessing your organization’s current talent and possibly filling in open positions. If your organization is at this point, you’re probably going to be conducting virtual job interviews soon—a daunting prospect for even the most seasoned HR professionals. No matter how skilled you are at conducting interviews, replicating an in-office meeting over Skype or Zoom can be a tricky needle to thread. Here are a few tips for conducting virtual interviews.
Maintain “Digital Eye Contact”
A crucial factor for in-person interviews, the importance of eye contact in an interview doesn’t disappear just because it’s over video conferencing. When maintaining eye contact in person isn’t possible, interviewers should keep their eyes trained on the camera, rather than on the candidate’s video feed. Some video conferencing software also displays an image of the person using it—I think we’ve all caught ourselves staring at our own image during a Zoom, Skype, or FaceTime, instead of the person talking. It’s easy to get distracted on remote calls, so be aware of where your eyes are focused.
Check Your Posture
As always, you’ll be a more engaging interviewer if you’re sitting up straight and exhibiting an alert, attentive posture. For virtual interviews, you should also consider leaning slightly forward to show interest in what the candidate’s saying. Leaning forward may be overkill for in-person interviews, but it’s advisable given the added barrier and distance of a video call. Just be sure to not to get too close to the camera—about an arm’s length away will suffice.
Limit Gesturing
Gesturing is an essential part of conversation, adding an important dimension to the way we communicate. While animated talking and gesturing helps provide context and additional information when we’re conversing in real life, it can be distracting on a small screen. Try to limit expressive hand motions so that the interviewee can focus on what you’re trying to communicate.
Consider On-Demand Interviewing
Despite the wide availability and ease of video conferencing, many concede it still fails to replicate the experience of an in-person interview in a satisfying way. For that reason, some companies have been experimenting with alternatives to interviews over Zoom or Skype. These include on-demand interviewing, where candidates record their responses to interview questions at their own convenience. “Instead of scheduling interviews during limited windows of time during business hours, recruiters can effectively interview larger volumes of candidates in a shorter period of time, effectively eliminating the bottleneck that often challenges that part of the hiring process.” explains HRMorning’s Tim Ilhefeld. If video conferencing interviews still aren’t cutting it for your organization, you may want to consider on-demand interviewing instead.
By Colleen Kucera, President at United Benefit Advisors
Originally posted at blog.ubabenefits.com